Travis Mortgage Solutions (travis credit restoration) a licensed Illinois agency focuses on credit reports & credit profiles. We assist clients in repairing their credit profiles by removing inaccurate, misleading, or unverifiable information. You'll see  results in little as 30 days not 12 months opposed to some agencies.

Once our professionally drafted correspondence reaches the credit bureau, the law requires them to fully investigate the claim within a 30 day period and either to verify or delete the disputed information. Also, during this time, we will be sending additional correspondence to the collection agencies and original creditors. While the bureaus are investigating, we are demanding additional documentation, required by law from them as well.

Federal law requires that every item on your credit report must be accurate, verifiable and non-misleading in order for it to be properly presented on your credit report. If the bureau investigation reveals that the disputed item is only partially inaccurate, the bureau has the option of changing the disputed item to reflect it accurately. However, in most situations the items that are being disputed cannot be verified for numerous reasons such as lack of information or the creditors simply determining that it is not worth dedicating their resources to supply the required verifying information. It is for these reasons that with proper enforcement of the available Federal laws the Travis Mortgage Solutions team can optimize your credit without failure.

WHAT WE CAN REMOVE

With higher credit scores you can save BIG on home loans, car loans, or credit cards once you qualify for lower interest rates. Why wait 7-10 years, negative items on your credit reports can often be repaired without having to wait for them to "fall" off, if they ever do...

You'll be inundated with credit card applications offering you superior rates and benefits. Improve your qualifications for employment. Now more than ever, employers rely on credit reports to screen job applicants. Don't get turned down for a job because of negative items on your credit reports.

I want you to understand that the quality of credit runs your life. You will hear all kinds of stories about why clients have credit issues. For the most part, some of them have not paid a bill for years and now they want to buy that dream house, or drive that Mercedes Benz. A percentage of them have had truly life changing events that they could not control, and some of them are young people just starting out. The one thing I can guarantee is that most of them have no idea of how the whole credit system works.

And best of all our services are quick, effective, and affordable.Should you pay  some high priced Law Firm $800 - $1500? NO! We do the same job if not better.